A card for freelancers working with foreign clients
Updated: 2026-09-27
A freelancer's problem is rarely getting paid. It is the gap between being paid
and being able to spend: the money arrives in one form and the bills are in
another.
The gap
Clients increasingly pay in stablecoins, because it is the one rail that works
regardless of where either side lives. But hosting, design tools, ad accounts
and app stores all want a card.
Closing it
| Step | What happens |
|---|
| Client pays | USDT or USDC arrives at your address |
| You top up | send it to the card balance, credited 1:1 |
| You pay | the card works as an ordinary dollar Visa |
Visa Platinum, virtual, settled in US dollars. You top the balance up with
USDT or USDC on TRON, BNB Chain, Polygon or TON. Issuing costs $25 once, there
is no monthly fee, and we add 1% on top of each purchase. Sign-up takes about
two minutes and identity is verified with a passport.
The card does not work inside Russia — it is for purchases and services
outside it.
What to keep in mind
- Keep business and personal spending on separate balances if you report income
anywhere — reconstructing it later from one statement is painful.
- Tax obligations do not disappear because the money moved on a blockchain.
What you owe depends on where you are a resident, and that is worth asking a
local accountant once rather than guessing yearly.
Questions and answers
Can I receive client payments directly to the card
You receive to your own wallet and top the card up from it. The card is for
spending, not for invoicing.
Is there a limit on top-ups
Limits depend on verification level and are shown in the app.
Can I pay for an ad account
Yes. Set the billing address to match where you live.
What does it cost
$25 once to issue, no monthly fee, 1% on top of each purchase.
Does it work in Russia
No.
Get the card — $25